A Closer Look at the New HMDA Data

In looking at the 2015 Home Mortgage Disclosure Act (HMDA) report released a couple weeks ago by the Federal Financial Institutions Examination Council (FFIEC), there is a lot of really good information.

Off the top, the data showing a (relatively) large jump in the market share of the Federal Housing Administration FHA was striking.   This shift has a variety of implications for borrowers, lenders and taxpayers, so I wanted to look a little deeper.

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Video: Why We Need a National Housing Policy Director

With the U.S. presidential election around the corner, I decided to sit down with MBA Now and discuss an op-ed recently penned about the need for the next administration to create a Housing Policy Director position.

The main theme I wanted to come across was that the next President must focus on developing a national housing policy which addresses a number of unhealthy imbalances in today’s housing market.

MBA’s Diversity and Inclusion Initiative and Programs

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Throughout my career, and especially as the President and CEO of MBA, assembling a diverse and inclusive team has been one of my priorities. I firmly believe that to meet the needs of today’s and tomorrow’s customers, organizations must empower women and minorities to achieve their full potential and break down any barriers to success. We need to build and sustain a diverse industry and workforce so we can best meet the needs of our nation’s diverse communities. I am proud that MBA has made it a priority to promote a diverse and inclusive industry, and I want to highlight a few of our endeavors.

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MBA’s 2016 National Secondary Market Conference and Expo


This week, MBA hosted our National Secondary Market Conference and Expo in New York City. It was an opportunity for us to both acknowledge the many challenges our industry has overcome since the financial crisis as well as take stock of unfinished business. Despite our successes, we have a lot of work yet to do to secure consumers’ ability to access to financing and ensure that real estate remains a vibrant part of the American economy.

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